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Senior man working at laptop at home

Abstract This paper examined how the earnings test affects the hours and employment of men who claim early benefits. It uses 1982-2016 data from the Current Population Survey and 1992-2014 data from the Health and Retirement Study. Critical components of the analysis include the idea that for any fixed earnings-test threshold amount, an increase in…

June,1,,2019,,Brazil.,In,This,Photo,Illustration,The,Social

Abstract Most Americans enter retirement as married couples, and one spouse, typically the wife, outlives the other.  Many widows lack the income needed to maintain the standard of living they had when their husbands were alive.  Widows would generally have more adequate incomes if their husbands, who are typically the higher earner in the couple,…