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How Policy Risks Affect Retirement Planning

Special Report by Alicia H. Munnell and Gal Wettstein

March 11, 2026

Planning for a secure retirement is an enormous challenge – the plan must cover all of a person’s remaining years and beyond, considering their legacy. An important hurdle to such planning is possible shifts in the public policy environment: changes to social insurance programs can undermine the foundations of a retirement plan, changes to t…

Senior woman discussing options with financial advisor while sitting in the office together

How Do Retirement Investors and Financial Advisors View and Cope with Policy Risk?

Working Paper by Alicia H. Munnell and Gal Wettstein

March 11, 2026

Retirement planning is a complicated decision problem: the plan must cover all of a person’s remaining years and beyond, considering their legacy…

Social Security Is Already the Best Anti-Poverty Program We Have – Don’t Make This Radical Change

MarketWatch Blog by Alicia H. Munnell

March 10, 2026

Publications

View of a piggy bank, post it note with Medicare Advantage printed on it, a calculator, pen, and stethoscope

Archive: Alicia H. Munnell

How Policy Risks Affect Retirement Planning

How Do Retirement Investors and Financial Advisors View and Cope with Policy Risk?

Social Security Is Already the Best Anti-Poverty Program We Have – Don’t Make This Radical Change

Publications

The Government Is Trying to Rein in Medicare Advantage Costs. Will It Work?

Can an Australian Approach Save the U.S. Retirement System?

Americans Now Have Much More Money in IRAs than 401(k)s. Why That Leaves Workers More Vulnerable.

Many U.S. Households Feel Like They Can’t Get Ahead Financially – and They’re Right

Higher Medicare Premiums Will Eat Up More than 25% of Social Security’s COLA

Why Does Australia’s Retirement System Outrank America’s?

Who Claims Social Security While They Are Still Working – and Why Do They Do It?

Today’s Young Workers May Not Have the Housing Wealth of Today’s Retirees

Archive: Alicia H. Munnell

Publications

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