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Pink piggy banks overhead view

For decades, we and other commentators have asserted that, at any given time, roughly 50 percent of private sector workers participate in an employer-sponsored retirement plan.  It used to be easy to check out the “50 percent” number because the federal government’s Current Population Survey (CPS) produced data on coverage and participation for public and…

Person getting fired and gathering belongings in box to leave business job

It is well established that losing a job hurts long-run earnings, but it is unclear whether the impact varies by race.  On the one hand, displaced Black workers may be hindered relative to their White counterparts due to discrimination in hiring…

Issue Briefs