Why Do State Disability Application Rates Vary Over Time?

IB#12-2

The brief’s key findings are:

  • Application rates for federal Disability Insurance (DI) have risen since the late-1990s.
  • The economy is a key driver; rising unemployment and declining labor force participation lead to higher DI application rates.
  • Interestingly, states with strict health insurance regulations have lower application rates, a finding that merits further exploration.

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