Working Papers

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Female doctor explaining heart health with anatomy model to senior woman

How Much Do Older Workers Value Retiree Health Insurance?

Working Paper by and

October 6, 2026

Retiree health insurance (RHI) is increasingly rare, and even government employers – long a bastion for RHI – are cutting back. Little is known about the implications of this retrenchment, and particularly about the value that employees place on RHI…

Senior woman discussing options with financial advisor while sitting in the office together

How Do Retirement Investors and Financial Advisors View and Cope with Policy Risk?

Working Paper by and

March 11, 2026

Retirement planning is a complicated decision problem: the plan must cover all of a person’s remaining years and beyond, considering their legacy…

Working Papers

manager is explaining about the company cost graph on the laptop computer for employees to listen to and share the analysis together.

What Stock Allocations Do Advisors Recommend And How Does It Impact Their Clients?

Working Paper by and

September 16, 2025
Stock exchange market chart, Stock market data on LED display. Business analysis concept.

Do Desired Stock Allocations Differ From Actual Holdings?

Working Paper by and

August 19, 2025
Young African female warehouse worker staff feeling sad and stress while Caucasian man consoling and encouraging due to been fired from job

Is the Scarring from Unemployment Worse for Black Workers?

Working Paper by and

June 10, 2025
Magnifying glass over wooden people on a gray background

Measuring the Potential Impact of Broadening Social Security's Revenue Base

Working Paper by and

April 28, 2025
Young doctor helping an older woman use a walker

How Do Retirees Cope with Uninsured Medical and Long-Term Care Costs?

Working Paper by , , and

April 1, 2025
Caregiver assists senior woman walking in home

Do Households Have a Good Sense of Their Long-Term Care Risks?

Working Paper by , , and

February 4, 2025
Senior employer wearing face mask reading seeker employment application

How Might COVID-19 Affect Employment, Earnings, and OASI Claiming?

Working Paper by

January 27, 2025
close up of senior man holding red heart with ecg line in hands

Do Retirement Investors Accurately Perceive Healthcare Risks, and Do Advisors Help?

Working Paper by , , and

January 22, 2025
Wooden blocks knocking into a man

Ordinary Lives: Insurance and Savings in America, 1861 to 1941

Working Paper by , , and

January 15, 2025