Hypertension, Arthritis? Keep Working!
The growing list of effective medications available for managing a variety of chronic conditions seem to be changing the way we work and retire.
For example, older workers at one company who suffer from arthritis and high blood pressure – two relatively easy conditions to treat – are able to keep working just like their healthier co-workers, according to a new study from a research consortium funded by the U.S. Social Security Administration.
In fact, the two specific groups in this study – employees with hypertension or a combination of arthritis and hypertension – actually worked an average of four to 10 months longer, respectively, than the healthy workers. This counterintuitive finding might owe to the fact that people with chronic conditions are motivated to work longer to maintain their employer health insurance. Another possibility is that, because of their condition, they pay closer attention to their overall health and take better care of themselves.
The researchers, who are from Stanford University’s Medical School and Princeton University, had the advantage of access to nearly 4,700 employees’ detailed medical records, which allowed them to track how their health progressed over an 18-year period, until they retired.
A limitation of the study is that the employees aren’t representative of the general working population. They were mainly white men employed in Alcoa smelters and fabrication plants around the country. And because it was very common for them to join the company in their 20s and qualify for a 30-year pension, their average retirement age was only 58.
But older workers in a wide variety of professions are reckoning with the need to work longer than they might have planned so they can afford to retire.
A chronic medical condition doesn’t have to be a barrier to working as long – or even longer – than everyone else.
To read the study, authored by Amal Harrati, Peter Hepburn, and David Rehkopf, see “A Study of Longitudinal Trajectories of Health and Job Demand on Retirement Age.”
The research reported herein was performed pursuant to a grant from the U.S. Social Security Administration (SSA) funded as part of the Retirement Research Consortium. The opinions and conclusions expressed are solely those of the author(s) and do not represent the opinions or policy of SSA or any agency of the federal government. Neither the United States Government nor any agency thereof, nor any of their employees, makes any warranty, express or implied, or assumes any legal liability or responsibility for the accuracy, completeness, or usefulness of the contents of this report. Reference herein to any specific commercial product, process or service by trade name, trademark, manufacturer, or otherwise does not necessarily constitute or imply endorsement, recommendation or favoring by the United States Government or any agency thereof.
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Keep working as long as you can! Benefits include delayed Social Security with higher final payments, keeping employer-subsidized health insurance, less time to live off your savings and, most important, improved socialization.
Thanks for posting this! It's very informative.
If it's possible to keep working until 65 and Medicare is available, do it. A friend is paying over $20,000 a year for insurance for himself and spouse. They're so looking forward to when they both turn 65!