Tag: 401ks

Senior man calculating finances

Abstract The maturation of the 401(k) system and the enactment of the Pension Protection Act of 2006, which made 401(k) plans easier and more automatic, were expected to enhance the role that 401(k)s played in the provision of retirement income.  So, originally, the release of the Federal Reserve’s 2007 Survey of Consumer Finances (SCF) seemed…

Senior couple and tecnologies

Introduction Over the past two decades, coverage under employer-sponsored pension plans has shifted from traditional defined benefit to 401(k)-type defined contribution formats. This shift has many important implications for retirement security. This brief examines the differential impact of the transition for men and women……