Tag: auto-enrollment

Rear view of a person on a motorcycle with a passenger in a sidecar

These Accounts Should Help People Save for a Rainy Day – and Protect Their Retirement Savings

MarketWatch Blog by

September 25, 2018

Without an emergency fund, people are more likely to tap 401(k) assets before retirement. An unusual flurry of activity in Congress is aimed at helping Americans save for retirement.  The Retirement Enhancement and Savings Act (RESA), jointly sponsored by Senators Orrin Hatch (R-UT) and Ron Wyden (D-OR), has received the most publicity.  This legislation, among…

Pile of gold coins stacks of the same height

401(k) Balances Increased Very Little in the Last 10 Years

MarketWatch Blog by

July 10, 2018

Auto-enrollment without auto-escalation of default contribution rate is part of the problem.    One of my favorite publications just came out: “How America Saves.”  This annual report from Vanguard summarizes the statistics for the defined contribution plans that the company administers.  Vanguard tends to administer larger plans, so the plans are better designed than average and…

State Auto-IRA Programs: The Keys to Financial Self-Sufficiency

Issue Brief by , , and

December 13, 2016

Publications

Closeup of US tax form 1040 and businessman hand calculating and filling report paper at the office

Could the Saver’s Credit Enhance State Coverage Initiatives?

Issue Brief by and

April 26, 2016
businessman in glasses making notes at table with laptop

State Savings Initiatives: Lessons from California and Connecticut

Issue Brief by , , , and

March 29, 2016
Paper scrap ball yellow colour with light bulb symbol on white background

State Initiatives to Cover Uncovered Private Sector Workers

Issue Brief by , , and

March 1, 2016
A glass jar full of coins and plant growing through it with some coins and plant leaves.

Auto-Enrollment Could Work Much Better

MarketWatch Blog by

July 13, 2015
Senior woman doing finances at home

The Relationship Between Automatic Enrollment and DC Plan Contributions: Evidence from a National Survey of Older Workers

Working Paper by and

July 2, 2015
Senior woman doing finances at home

State Wage-Payment Laws, the Pension Protection Act of 2006, and 401(k) Saving Behavior

Working Paper by

October 15, 2010
A glass jar full of coins and plant growing through it with some coins and plant leaves.

Pension Participation and Uncovered Workers

Issue Brief by and

August 15, 2010
Senior couple and tecnologies

Will Automatic Enrollment Reduce Employer Contributions to 401(k) Plans?

Working Paper by and

December 25, 2009