Tag: bequests

Two people signing documents behind a gavel

Sometimes just looking at data is pretty interesting! Like everyone, I have been thinking about the Black/white wealth gap.  Yes, the gap is greatly reduced once Social Security wealth is included in the calculation.  But Social Security comes late in life, which means that young Black families have much less to provide for themselves and…

Senior couple and tecnologies

Abstract This paper examines how homeownership evolves in old age and around the time of death, using detailed data from the Health and Retirement Study to assess the extent to which housing wealth held by older Americans might be used to complement Social Security in the provision of retirement income. Critical components of the analysis…