Tag: DC

Mature man is hired to handle outreach to senior adults

How Has Shift to Defined Contribution Plans Affected Saving?

Issue Brief by , , and

September 22, 2015

The brief’s key findings are: Many believe that people are saving less for retirement due to the shift from defined benefit (DB) to defined contribution (DC) plans. The analysis uses National Income and Product Accounts data, with adjustments, to compare DB benefit accruals with DC contributions from 1984-2012. The results show that the percentage of…

Hand holding coins in birds nest.

The Transition from Defined Benefit to Defined Contribution Pensions: Does It Influence Elderly Poverty?

Working Paper by , , and

July 8, 2015

Abstract The transition from defined benefit (DB) to defined contribution (DC) pension plans has left workers forced to make choices that may decrease their financial resources in retirement: taking lump-sum distributions before retirement that divert funds that could support consumption in retirement, not annuitizing DC benefits, or choosing a single-life annuity over a joint-and-survivor option…

The Relationship Between Automatic Enrollment and DC Plan Contributions: Evidence from a National Survey of Older Workers

Working Paper by and

July 2, 2015

Publications

Senior man calculating finances

Do Retired Americans Annuitize Too Little? Trends in the Share of Annuitized Income

Working Paper by , , and

June 18, 2015
Senior man calculating finances

Incorporating Employee Heterogeneity Into Default Rules for Retirement Plan Selection

Working Paper by and

May 19, 2010
Cheerful senior man at home looking at his mail

Lashed to the Mast?: The Politics of Notional Defined Contribution Pension Reforms

Working Paper by and

January 15, 2005