Tag: Defined Contribution Plans
The brief’s key findings are: The question is whether people getting married later has any effect on retirement saving. The analysis focuses on individuals’ contributions to a 401(k) plan before and after marriage. The results show that marriage is associated with higher participation and contribution rates for both men and women. These effects are relatively…
The brief’s key findings are: In recent years, several states have shifted from defined benefit (DB) to defined contribution (DC) pension plans. Many of the new plans are “hybrids” with a slimmed down DB plan and a minimal DC plan, which shifts substantial risk to employees. A better hybrid design could offer a full DB…
