Tag: market risk
Introduction While Social Security provides those ages 62 and older with a predictable stream of income, most households need other resources as well for a secure retirement. The bulk of these other resources come from employer-sponsored retirement plans, although more affluent households may save additional amounts on their own. With the shift from traditional defined…
As people increasingly rely on their 401(k) assets for retirement, their exposure to market risk is a key issue. A new survey shows that older retirement investors tend to be overly pessimistic about stocks, which likely affects their preferred asset allocation. But comparable data suggest…
