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Social Security faces a well‑documented financing challenge. The combined Old‑Age, Survivors, and Disability Insurance trust fund is projected to exhaust its assets within the decade, after which incoming revenues can cover only about 80 percent of scheduled benefits…
The retirement plan coverage gap, which undermines the financial security of millions of U.S. workers, is driven by a lack of coverage among small employers. Despite various efforts to develop affordable and simple plans for small businesses, many small firms still overestimate the cost and administrative burden required to offer a plan, perceiving plan adoption…
