
The retirement plan coverage gap, which undermines the financial security of millions of U.S. workers, is driven by a lack of coverage among small employers. Despite various efforts to develop affordable and simple plans for small businesses, many small firms still overestimate the cost and administrative burden required to offer a plan, perceiving plan adoption…
Planning for a secure retirement is an enormous challenge – the plan must cover all of a person’s remaining years and beyond, considering their legacy. An important hurdle to such planning is possible shifts in the public policy environment: changes to social insurance programs can undermine the foundations of a retirement plan, changes to t…