Archive: Yimeng Yin

Dart board arrows missed target on wood wall

The National Retirement Risk Index (NRRI) measures the percentage of working-age households that is at risk of being financially unprepared for retirement.  Since the Great Recession, the calculations show that even if households work to age 65 and annuitize all their financial assets, including the receipts from reverse mortgages on their homes, roughly half of…

Percent sign and gears in front of sunlight

The National Retirement Risk Index (NRRI) measures the share of working-age households that is “at-risk” of being unable to maintain their pre-retirement standard of living in retirement.  The exercise involves comparing households’ projected replacement rates – retirement income as a percentage of pre-retirement income – with target rates that would allow them to maintain their…