Tag: retirement income

The White House in Washington DC from the South Lawn on a beautiful day

Three changes to RMDs I’d like to see. On August 31, President Trump signed an executive order to make it easier for small employers to offer 401(k)s through multiple-employer plans and to review the rules on required minimum distributions (RMDs).  Expanding access to multiple employer plans is a good idea and a central component of…

Block with an arrow pointing up and different money graphics

They will ensure that uncovered workers have some savings and will teach us much. In a recent blog, my friend Andrew Biggs claims that “Auto-IRAs could hurt low-income workers.”  My view is that – given the circumstances – state auto-IRA initiatives are a worthy experiment from which we can learn a lot.  The motivation behind…