Tag: retirement savings

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It’s difficult to envision what life will look like on the other side of the consequential decision to retire. But research can help demystify what lies ahead – about the decision itself, the financial challenges, and even the taxes. Readers understand this, as evidenced by the most popular blog posts in the first three months…

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If rates continue to hover around zero, people will need to save large amounts.  The pandemic and ensuing recession have exacerbated the challenge of saving for retirement.  Real interest rates, as measured by the difference between nominal returns on 10-year Treasuries and the Cleveland Federal Reserve’s inflation expectations, fell by half a percentage point in…