Tag: retirement

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A person’s finances are not determined simply by obvious factors like how much they earn – personality can also make a difference. A new study has identified three personality traits that play a role in how individuals handle their nest eggs. For example, conscientious people – self-disciplined planners – are more careful and have mor…

Aerial photo of a row of houses

Ask middle-class Americans how they’re doing, and you’ll often get the same answer: there are still too many demands on my paycheck. Several recent surveys reach this conclusion, even though wages have been rising consistently at a time of low inflation. Student loans trump 401(k)s. Two top financial priorities are in conflict: student loan payments,…