Tag: Social Security finances
The brief’s key findings are: One option for helping address Social Security’s long-term financial health is to shift a portion of its trust fund reserves into equities. Of course, equities would expose the program to greater financial risk. However, in terms of financial risk, both retrospective and prospective analyses suggest that equities would improve Socia…
Abstract Social Security provides higher replacement rates to disability insurance beneficiaries than retired beneficiaries. This fact reflects two factors: 1) Disability Insurance (SSDI) beneficiaries have lower career earnings, and Social Security benefits are progressive; and 2) SSDI benefits are not reduced for claiming early. This project uses the 1992-2010 waves of the Health and Retirement…