Tag: Social Security

The brief’s key findings are: Some have advocated investing Social Security trust fund assets in equities. A similar proposal adopted by the railroads in 2001 suggests two key hurdles: political risk and financial risk. For political risk, the railroads created an independent trust; a better fit for Social Security might be to limit investments to…
It’s common for people to begin collecting their Social Security benefits soon after they turn 62, ignoring the financial planners and retirement experts urging them to postpone and increase the size of their monthly checks. A new study has uncovered four powerful psychological traits that influence this decision: the individual’s expected longevity, his fear of…