Tag: Social Security

social_security_5

Introduction Over the long term, stocks have earned a higher rate of return than Treasury bonds. Therefore, many recent proposals to reform Social Security include a stock investment component. In evaluating these proposals, the Social Security Administration’s Office of the Actuary (OACT) has generally used a 7.0 percent real return for stocks (based on a…

Social Security sign in a garden

Introduction The Social Security earnings test is one of the least popular features of Social Security. It also is one of the most widely misunderstood. This Issue in Brief discusses how the earnings test functions and examines options for reform……