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My father was never more in love with my mother than on the day he died in 2004, days before their 50th anniversary. But he made one bad financial decision that she lives with today: he started up his Social Security benefits at age 62. He felt he needed the money sooner than later. H…
Seven years after Congress encouraged employers to automatically enroll their workers in the company 401(k), the retirement fix has run out of steam. Corporate America rushed in to adopt the feature in their 401(k) plans after the Pension Protection Act (PPA) made auto enrollment more attractive by giving employers that used it a safe harbor…