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Cropped view of police officer

The brief’s key findings are: Under financial pressure, U.S. state and local pension plans have curbed future benefit costs.  But these changes have been ad hoc and unexpected. New Brunswick’s new Shared Risk model is designed to respond to shocks in a more orderly and predictable way and to help head off trouble in advanc…

Young casual woman sitting working on laptop with business data

The decades-long march of women into the nation’s workplaces may be the most enduring trend in the labor force – and a signature of American progress. But it is also one more reason that Social Security benefits today replace a smaller share of the lifetime earnings of married couples than they did in the past,…