Archive: Alex Golub-Sass
Disclaimer: The U.S. Social Security Administration substantially limited the use of the “free loan” strategy in 2010, see press release | federal ruling Abstract When to claim Social Security is one of the most important decisions Americans face when approaching retirement. Recently, several unconventional claiming strategies have come to light – “Free Loan,” “Claim and Suspend,” and “Claim…
The brief’s key findings are: During the current economic crisis, many older workers are postponing retirement and some retirees are re-entering the labor force. Re-entrants age 66 and over can put their Social Security benefits “on hold” in exchange for higher benefits later. This “claim and suspend” strategy also offers greater flexibility to one-earner couples,…
