Archive: Working Papers

Happy children in a multi ethnic elementary classroom

We explore the extent to which schools affect children’s applications to Supplemental Security Income (SSI).  Because of the COVID-19 pandemic, schools varied in the extent to which they offered in-person learning during the 2020-21 school year.  We use this variation to better understand the way schools, potentially through teacher referrals and informal networks, influence applications…

Hand holding magnifying glass and looking at house model, house

Homeownership is one of the largest sources of retirement wealth for most households and is promoted as a key tool for wealth accumulation.  However, a long history of discrimination in the housing market has constrained the ability of Black households to accumulate housing wealth relative to their White counterparts. Consequently, Black households approaching retirement…