For many, the shift from five days a week in the office to at least some amount of work at home seems to be a lasting effect of the pandemic.  Recent research suggests that this shift has helped late-career workers with disabilities, encouraging higher rates of employment than before the pandemic…

Even the best-laid plans can go awry.  Individuals face many hurdles to adequate planning for retirement and, even when precautions are taken, they may be overwhelmed by a big enough shock.  In particular, large medical and long-term care spending shocks can devastate retirees’ hard-won finances…

Many who are familiar with state and local government finances are concerned that rising pension contributions could be crowding out important government services. And, some academic literature does find that higher pension contributions are associated with reduced employment in local governments and school districts. The issue is particularly acute for school districts, which must maintain…