Health/Long-Term Care

View of a piggy bank, post it note with Medicare Advantage printed on it, a calculator, pen, and stethoscope

Keeping healthcare costs under control is crucial for retirees. Something good recently happened. The Centers for Medicare and Medicaid Services (CMS) announced that its proposed average increase for 2027 in the rates that Medicare pays insurers for Medicare Advantage plans is projected to be only 0.09 percent. Analysts had predicted that the 2027 rate increas…

Holding hands Asian senior or elderly old lady woman patient with love, care, encourage and empathy at nursing hospital ward, healthy strong medical concept

Most seniors want to stay in their own homes when and if they need care. In response to this desire and the generally lower cost of home health and assisted living services compared to nursing home care, Medicaid has expanded its coverage of home-and-community-based services (HCBS) over time. According to the Centers for Medicare & Medicaid…

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