Tag: 401k

A glass jar full of coins and plant growing through it with some coins and plant leaves.

New Vanguard report confirms auto-enrollment leads to lower saving rates. Each year Vanguard publishes “How America Saves,” a compilation of an enormous amount of data on the 401(k) plans that the company administers.  Because I have been concerned about how auto-enrollment has evolved, I turned to that section in this year’s report. Some background on…

A glass jar full of coins and plant growing through it with some coins and plant leaves.

Not all actively managed funds have high fees, and not all index funds have low fees. Every time I talk about investment fees, I lapse into arguing for index funds rather than actively managed funds.  And every time I do so, both friend and foe point out that not all actively managed funds have hig…