Tag: education

elderly man inserting credit card to ATM

Abstract This paper documents and examines the rise in mortgage usage among older Americans over the past 30 years.  It uses data from a variety of sources including the Health and Retirement Study, Decennial Census, American Community Survey, Survey of Consumer Finances, and the American Housing Survey.  We begin by documenting the large increase in…

spring break

Yup, more than half of college students are using some of their student loan money to pay for spring break. It’s the peak season, and 21st century ingenuity is being applied to the age-old problem of paying for college trips to popular, sunny climates like Miami and Cabos San Lucas in Mexico’s Baja Peninsula.  LendEdu…