Tag: IRA

Senior couple and tecnologies

Redesign does not dramatically alter overall picture, but collecting asset data could.  Some experts claim that retirees are better off financially than many think, partly because most retirement income from 401(k) plans and Individual Retirement Accounts (IRAs) is not captured in the Census Bureau’s widely-used Current Population Survey (CPS), Annual Social and Economic Supplement.  In…

A glass jar full of coins and plant growing through it with some coins and plant leaves.

Fluctuations emphasize the importance of Social Security as base retirement income. The recent gut-wrenching falls in the Dow Jones Industrial Average and other market indexes highlight the terrifying nature of our employer-based retirement system.  Yes, stocks over the long run have performed well, and the Dow will inevitably recover.  But with the aging of t…