Tag: long-term care

Nurse taking care of mature patient in front of window

Introduction The system for financing and delivering long-term care in the United States is deeply flawed.  While families and government spend more than $200 billion annually for such services, many frail elderly and disabled fail to receive the care they need.  This problem is expected to become more severe as the Baby Boom generation ages…

listening counsellor

Abstract Rising health care costs threaten many older Americans’ financial security, perhaps leading people to delay retirement. For workers receiving health benefits from their employers, continued work reduces the risk of high out-of-pocket health care costs. Working longer also increases retirement incomes, making health care costs more affordable. This paper examines the impact of expected…