Tag: vanguard

Image of money adding up

Do participants understand their exposure to risk? It’s always interesting to look at Vanguard’s most recent edition of “How America Saves,” which summarizes the previous year’s activity for its 401(k) clients.  Of course, the activity at any single company does not provide a complete picture of retirement preparedness. Individuals may have more than one 401(k) account…

Retirement with 401k plan route on a USA highway road sign with a stormy sky

Meaningful balances require continuous coverage and for that we need a national mandate. It’s always interesting to look at Vanguard’s most recent edition of “How America Saves.”  And it’s particularly interesting to get the numbers for 2023 – a good year for both the economy and the stock market.  Indeed, participation rate, contribution rates, and…