Education

College grad drowning

For half to two-thirds of the college loans made over the past decade, the former students owe more than they initially borrowed. This is the result of a federal program that bases monthly student loan payments on the borrowers’ income if they aren’t earning enough to afford the standard payments. But the monthly payments in…

Two workers loading a truck

Blue-collar workers who end up applying for federal disability benefits find themselves in that position for a variety of interrelated reasons. A dangerous or physically demanding job can either cause an injury or exacerbate a medical condition that could lead to a disability. And people with limited resources in childhood often develop health problems earlier…