Are ESOPs actually a good idea? Warren Buffet is known to have said about diversification: “[it] makes very little sense for anyone that knows what they’re doing.” As someone with his retirement savings mainly in diversified index funds, that quote hurts. Then again, when it comes to my retirement savings, I don’t really have t…
Among the many explanations for the baby boom are rising incomes in the post-war economy, modern appliances that made childrearing more manageable, and lots of women who were no longer working in the factories. But a new study makes a compelling case for another cause: FHA and VA mortgages that made borrowing money for a…