Cheerful mature woman presenting financial report to colleagues through video call on laptop

For many, the shift from five days a week in the office to at least some amount of work at home seems to be a lasting effect of the pandemic.  Recent research suggests that this shift has helped late-career workers with disabilities, encouraging higher rates of employment than before the pandemic…

Senior couple sitting on the floor of a family room with luggage packing for a trip

After nearly a century of decline, work activity among older men stabilized in the 1980s and since the early 1990s the average retirement age has increased by about three years.  The question is whether the factors that led to the increase over the last 30 years – changes to Social Security, retirement plans…

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In a recent podcast, I had the opportunity to speak with Marylou Sudders, the Secretary of Health and Human Services for...

Senior Couple Sitting on Front Steps of Their House

A proposed pilot project could relieve the tax burden on older people. Some exciting news.  Adam Scanlon, a representative in...

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Measures of retirement preparedness often suggest that a substantial share of U.S. households are not on track to maintain their standard of living in retirement.  And many retirees report regret for not saving enough.  Yet, when asked about their life satisfaction, the overwhelming majority – 92 percent – of retired households say…

Even the best-laid plans can go awry.  Individuals face many hurdles to adequate planning for retirement and, even when precautions are taken, they may be overwhelmed by a big enough shock.  In particular, large medical and long-term care spending shocks can devastate retirees’ hard-won finances…

This paper measures the prevalence, value, and distribution of certain fringe benefits that are currently excluded from Social Security’s Old Age, Survivors, and Disability Insurance (OASDI) contribution base, including employer-sponsored health insurance (ESI) and employer contributions to health savings accounts, medical savings accounts, and dependent care benefits…

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Us social security cards and dollar bills.

Despite Trump’s assurances that Social Security is safe, senior Americans are increasingly afraid. System outages aren’t helping reassure them

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WALL STREET JOURNAL

Young savers are flocking to Roth IRAs. They are taking the advice of parents, workplace financial coaches and tax advisers, who have long preached the gospel of these accounts to save for retirement and even big purchases.