senior woman sitting on a couch looking at a robot

As populations age, a growing number of people need long-term care, such as help with basic daily activities such as eating, bathing, and mobility. While most people prefer to receive care at home, many older individuals with extensive care needs…

nurse listens to blood pressure of senior woman at home

Long-term care (LTC) is a pressing challenge facing an aging society. Today, institutional care has become prohibitively expensive, and, regardless of the cost, no one has ever wanted to go to a nursing…

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Senior couple using a laptop while doing their finances at home

I have a client who is nearing retirement as a self-employed gardener. At age 67, she doesn’t have a massive...

Young couple sitting on couch looking at past due notices

Nearly 70 percent of U.S. GDP comes from consumers. What happens when they stop spending? Lately, I’ve noticed that the...

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Retirement planning often emphasizes market, health, and longevity risks, but being part of a family introduces other risks: changes in family structure, such as divorce and widowhood, and financial support for adult children and aging parents…

Retiree health insurance (RHI) is increasingly rare, and even government employers – long a bastion for RHI – are cutting back. Little is known about the implications of this retrenchment, and particularly about the value that employees place on RHI…

This year’s Social Security Trustees Report has taken a major step towards offering a more realistic assessment of Social Security’s financial status. Unfortunately, the Trustees “offsetting” assumptions mask the full impact of their important changes…

CRR IN THE NEWS

Mature Spouses Reading Papers And Documents Holding Letters At Home

Until recently, economic researchers were cheering an encouraging trend: Older Americans were staying in the labor force longer and waiting longer to claim their Social Security benefits…

Alarm clock with face replaced by Social Security card and money

The federal program is poised to run out of funds by 2032, triggering a 22-percent cut in benefits for tens of millions of Americans unless lawmakers act.