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Abstract This paper examines the association between Social Security Disability Insurance (DI) awards, disability, and technology access. It uses multiple data sources, regression analyses, and geospatial analysis to document the geographic variation in these relationships. Our initial hypothesis was that any relationship between DI awards, disability, and technology access (e.g., computers, the internet, and broadband)…

Introduction  The question is how the COVID-19 pandemic affected the finances of the vulnerable households, as well as those with more resources.  On one hand, the shutdown of the economy resulted in salary cuts and job losses.  On the other hand, many households received substantial government relief – through stimulus payments and unemployment benefits –…

At any given time, only about half of U.S. private sector workers are covered by an employer-sponsored retirement plan, and few workers save without one.  The coverage gap, which undermines the retirement security of the nation’s workers, is driven by a lack of coverage among small employers…

A common refrain among retirement researchers is that longer careers are the best way to ensure an adequate retirement.  This refrain is often directed at the workers themselves – “you need to work longer!”  And that message seems to have been getting through.  Since the 1990s, the labor force participation rates of older individuals hav…

tightrope walker

While COVID was raging, the jump in house prices and a rising stock market were dramatically improving U.S. workers’ retirement...

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In my view, long-term care is one of the major challenges facing an aging society.  Care can take the form...

CRR IN THE NEWS

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Eight states have automatically enrolled hundreds of thousands of workers in retirement savings accounts, all but compelling them to deduct money from their paychecks to spend in their golden years.

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THE ATLANTIC

IBM’s new pension program may not change the game for workers. But it raises big questions about what companies owe their employees, and how existing retirement structures could better serve them.