Tag: National Retirement Risk Index
![senior woman with papers or bills and calculator](https://crr.bc.edu/wp-content/uploads/2011/02/senior-woman-with-papers-or-bills-and-calculator-1536x1024.jpeg)
The Fact Sheet’s key findings are: The NRRI assumes that households buy an annuity at retirement. The NRRI (the percent of households ‘at risk’ in retirement) increases from 51 percent to 53 percent if households withdraw 4 percent per year; or 60 percent if households live off their interest. Not annuitizing hurts high-income households t…
![Aerial roofs of the houses in the urban landscape of a small sleeping area Cleveland Ohio US](https://crr.bc.edu/wp-content/uploads/2023/07/Aerial-roofs-of-the-houses-in-Cleveland-Ohio.jpeg)
The Fact Sheet’s key findings are: Despite the bursting of the bubble, the house is still a major component of most households’ wealth. In the NRRI, households are assumed to tap their home equity through a reverse mortgage. If they don’t tap their equity, the share of households ‘at risk’ in retirement jumps from 51 to 61…