Crowd of people at a train station and half of them are blurred

Almost Half of Today’s Working Households Are at Risk of a Lower Standard of Living in Retirement

June 1, 2023

The Center first released its National Retirement Risk Index (NRRI) in 2006. The goal was to summarize in a single number the extent to which today’s workers would be prepared for retirement. The Index uses the Federal Reserve’s triennial Survey of Consumer Finances to compare projected replacement rates – retirement income as a percentage of…

NRRI Update Shows Half Still Falling Short

Issue Brief by Alicia H. Munnell, Wenliang Hou and Anthony Webb

December 16, 2014

The brief’s key findings are: Between 2010 and 2013, the National Retirement Risk Index improved only slightly, dropping from 53 percent to 52 percent of working-age households. This result may seem surprising given that the stock market was up and housing prices had begun to rebound. But other factors – Social Security’s rising “Full Retirement…