Tag: NRRI

Coins with a graduation cap on top of a book

The brief’s key findings are: In 2013, 55 percent of households in their twenties had student debt, with an average amount of $31,000. The question is whether student debt – by reducing 401(k) savings and delaying home purchases – could have a big impact on retirement preparedness. The analysis uses the National Retirement Risk Index…

Three wooden figures with a house and coins

The brief’s key findings are: Taking away inheritances from households that have them reduces the NRRI by less than one percentage point. Inheritances could become more prevalent in the future due to unspent 401(k) balances, but increasing future inheritances has only a minimal effect. The reasons for the modest impact are: the majority of households…