Tag: Retirement assets

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Without an emergency fund, people are more likely to tap 401(k) assets before retirement. An unusual flurry of activity in Congress is aimed at helping Americans save for retirement.  The Retirement Enhancement and Savings Act (RESA), jointly sponsored by Senators Orrin Hatch (R-UT) and Ron Wyden (D-OR), has received the most publicity.  This legislation, among…

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The brief’s key findings are: In 2013, 55 percent of households in their twenties had student debt, with an average amount of $31,000. The question is whether student debt – by reducing 401(k) savings and delaying home purchases – could have a big impact on retirement preparedness. The analysis uses the National Retirement Risk Index…