Tag: Retirement risks

tightrope walker

While COVID was raging, the jump in house prices and a rising stock market were dramatically improving U.S. workers’ retirement finances. But the news is not quite as good as it appears, because the increase in house prices in 2020 through 2022, which continues today, was the largest single reason for the improvement. Yes, Americans…

Percent sign and gears in front of sunlight

The National Retirement Risk Index (NRRI) measures the share of working-age households that is “at-risk” of being unable to maintain their pre-retirement standard of living in retirement.  The exercise involves comparing households’ projected replacement rates – retirement income as a percentage of pre-retirement income – with target rates that would allow them to maintain their…