A small fraction of U.S. workers are on federal disability insurance – about 8 million – but the monthly cash payments are crucial to them because they’re no longer able to work. What stands out in a new study – the first fine-grained picture of who gets the benefits – is that Black Americans are highly reliant…
If Black families wrote wills at the same rate as white, how much would it help? Having a will is really important. In the absence of a will, a decedent’s assets are distributed according to state intestacy law. These rules work fine for traditional families, but can result in the wrong outcome when the intended…