Working Papers

Participation and Pre-Retirement Withdrawals in Oregon’s Auto-IRA

Laura D. Quinby Alicia H. Munnell Wenliang Hou Anek Belbase Geoffrey T. Sanzenbacher

Why Are 401(k)/IRA Balances Substantially Below Potential?

Andrew G. Biggs Alicia H. Munnell Anqi Chen

How Best to Annuitize Defined Contribution Assets?

Alicia H. Munnell Gal Wettstein Wenliang Hou

Competition, Asymmetric Information, and the Annuity Puzzle: Evidence from a Government-Run Exchange in Chile

Gastón Illanes Manisha Padi

How Much Income Do Retirees Actually Have? Evaluating the Evidence from Five National Datasets

Anqi Chen Alicia H. Munnell Geoffrey T. Sanzenbacher

Financial Management Support for SSA Beneficiaries: Looking Beyond the Payee

Annie Harper

What Factors Explain the Decline in Widows’ Poverty?

Alicia H. Munnell Geoffrey T. Sanzenbacher Alice Zulkarnain

Exploring the Rise of Mortgage Borrowing Among Older Americans

J. Michael Collins Erik Hembre Carly Urban

Retirement Prospects for the Millennials: What is the Early Prognosis?

Richard W. Johnson Karen E. Smith Damir Cosic Claire Xiaozhi Wang

Mom and Dad We’re Broke, Can You Help? A Comparative Study of Financial Transfers Within Families Before and After the Great Recession

Mary K. Hamman Daniela Hochfellner Pia Homrighausen