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Reducing the number of your accounts can provide a clearer view of your overall financial picture, supporting greater confidence and...
Keeping healthcare costs under control is crucial for retirees. Something good recently happened. The Centers for Medicare and Medicaid Services...
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At a time when affordability is the political watchword, the burden of out-of-pocket (OOP) health spending is a key measure of retirement well-being. OOP costs include all premiums and cost sharing related to Medicare and supplemental plans, and the full cost of services not covered by these plans…
Social Security was designed to replace wages for those no longer working, so claiming Social Security benefits is often used as a simple proxy for retirement. However, trends in employment at older ages cast some doubt on this assumption: many households over 65 report labor earnings as well as Social Security income, indicating that…
State and local government workers have traditionally had defined benefit (DB) pensions that insulate them from the stock market and ensure that they do not outlive their savings. Funding these plans, however, has become burdensome for many governments, with costs rising dramatically in the immediate wake of the 2008 financial crisis and continuing to grow…
CRR IN THE NEWS
WASHINGTON POST
Mehmet Oz, administrator of the Centers for Medicare and Medicaid Services, is working to persuade Americans that they should postpone retirement for one year.
For many people, a home is one of the most important assets they own because it can provide significant wealth in later years.
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Partnership with the Center for Retirement Research (CRR) provides instant access to valuable, independent research. In building a relationship with its supporters, the CRR seeks to gain their perspective on retirement income issues and to secure data to advance the goals of the CRR’s research programs. The Partnership Program offers the following benefits: Annual members…
PARTNERSHIP WITH JACKSON NATIONAL
This initiative identifies the major risks that people face as they approach retirement, seeks to understand their perceptions of those risks, measures the potential harm from the risks, and evaluates ways to mitigate them. These risks include: longevity, inflation, health, market, family, and policy. The CRR gratefully acknowledges Jackson National Life Insurance Company for supporting…
RETIREMENT PLAN ACCESS
The main reason that U.S. workers end up with inadequate retirement savings is that, at any given time, only about half of workers ages 25-64 are participating in an employer-sponsored pension (see Figure 1)…
This newsletter highlights our 2025 research on working after claiming Social Security, coping with long-term care costs, and measuring financial well-being. It also looks ahead to our 2026 research agenda on retirement risks, investing Social Security in equities, and a new database for research to help retirees stay in their homes…
