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Part of the recently passed tax bill includes what the administration is calling “No Tax on Social Security.” The bill...
3 persistent myths about workers and income. The Census Bureau’s annual report on trends in household income always provides an...
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State and local government workers have traditionally had defined benefit (DB) pensions that insulate them from the stock market and ensure that they do not outlive their savings. Funding these plans, however, has become burdensome for many governments, with costs rising dramatically in the immediate wake of the 2008 financial crisis and continuing to grow…
Social Security was designed to replace wages for those no longer working, so claiming Social Security benefits is often used as a simple proxy for retirement. However, trends in employment at older ages cast some doubt on this assumption: many households over 65 report labor earnings as well as Social Security income, indicating that…
Life expectancy and its swings over time receive significant attention from both academics and the public. Much less attention, however, is paid to the variation in lifespan around its average – the variance of longevity. However, it is precisely this unpredictability of age of death that makes lifetime income provided by Social Security and annuities…
CRR IN THE NEWS
For many people, a home is one of the most important assets they own because it can provide significant wealth in later years.
INVESTMENTNEWS
Nearly two decades of data show retired households face frequent “rainy day,” family and health shocks, often without enough liquid savings to cover even a single year.
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Partnership with the Center for Retirement Research (CRR) provides instant access to valuable, independent research. In building a relationship with its supporters, the CRR seeks to gain their perspective on retirement income issues and to secure data to advance the goals of the CRR’s research programs. The Partnership Program offers the following benefits: Annual members…
PARTNERSHIP WITH JACKSON NATIONAL
This initiative identifies the major risks that people face as they approach retirement, seeks to understand their perceptions of those risks, measures the potential harm from the risks, and evaluates ways to mitigate them. These risks include: longevity, inflation, health, market, family, and policy. The CRR gratefully acknowledges Jackson National Life Insurance Company for supporting…
RETIREMENT PLAN ACCESS
The main reason that U.S. workers end up with inadequate retirement savings is that, at any given time, only about half of workers ages 25-64 are participating in an employer-sponsored pension (see Figure 1)…
This newsletter highlights our 2025 research on working after claiming Social Security, coping with long-term care costs, and measuring financial well-being. It also looks ahead to our 2026 research agenda on retirement risks, investing Social Security in equities, and a new database for research to help retirees stay in their homes…
