Tag: asset allocation
The brief’s key findings are: Investment returns for state and local pension plans varied over 2001-2016 from 6.3 percent for the top quartile to 4.6 percent for the bottom. The variation could be due to differences in asset allocation and/or to the returns by asset class. The analysis found that asset allocation – in equities,…
The brief’s key findings are: Since many households fail to shift their 401(k) assets towards less risky investments as they age, target date funds do it automatically. Conventional target date funds rely only on the participant’s age to determine the asset allocation strategy. In contrast, semi-personalized target date funds add information on the participant’s earnings,…
