Tag: retirement savings

Senior man calculating finances

The brief’s key findings are: Stocks have diverged from historic averages for periods of 10 to 20 years. This divergence reflects fluctuations in: 1) corporate earnings; and 2) investors’ assessments of those earnings. Corporate earnings vary, but tend to stabilize and return to long-term economic trends within a few years. In contrast, investors’ valuations hav…

Senior woman doing finances at home

The brief’s key findings are: A recent experiment tested how retirement saving is affected by two emotions: hope (the degree of yearning for a secure retirement); and hopefulness (the perceived likelihood of a secure retirement). The experiment “threatened” these emotions by telling some participants that the chances of a secure retirement were worse than expected…