Risk manage, Business risk assessment. Businessman assess investment, Safety control risk. Reduce opportunity for financial investment, projects, manage business. Manage low level strategy.

The brief’s key findings are: Introduction State and local government workers have traditionally had defined benefit (DB) pensions that insulate them from the stock market and ensure that they do not outlive their savings. Funding these plans, however, has become burdensome for many governments, with costs rising dramatically in the immediate wake of the 2008 financial crisis…

Workers around a COVID germ

The effect of major events on the economy is often long-lasting. For example, the Great Recession triggered a large increase in the share of older workers – defined here as those ages 55 and over – who wanted to work but had given up even looking for a job…

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Prescription drugs on a money banknotes. Concept of healthcare costs

The drug coverage provided by Medicare Part D is a key part of a retiree’s health insurance, and there are...

Illustration: risky move

It also diverts congressional attention from really fixing Social Security. Senator Bill Cassidy (R-LA) has resurrected his proposal  – this...

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To fix Social Security’s finances, broad support exists for increased revenue to be at least part of the solution. This study focuses on one way to expand the payroll tax base: including the value of employer-sponsored health. The results suggest adding ESI…

Market risk is a crucial consideration for people relying on financial assets as a major source of support in retirement. Retirement investors often have misperceptions about asset returns and limited knowledge about financial markets, potentially jeopardizing their long-term security…

The brief’s key findings are: Introduction What captures the headlines about Medicare is the exhaustion date of the Hospital Insurance (HI) trust fund. But HI is only 38 percent of Medicare expenditures today and is projected to decline further, and the HI shortfall – once the trust fund assets are depleted – is only 11 percent of…

CRR IN THE NEWS

Business people checking financial charts together

A new report uses two surveys of financial advisors and retirement investors to assess advisors’ portfolio recommendations and explore their apparent influence on clients’ risk appetite in ways that affect retirement security.

Worried senior male checking bills using laptop at home

FINANCIAL PLANNING

Researchers say older Americans tend to be more pessimistic about the stock market than historical data suggests they should be.