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In a recent podcast, I talk with Robert Espinoza, the founder of The CareWorks Project, about his mission to improve...
Unlike higher gas prices, which hurt almost everyone, higher borrowing costs have an uneven impact. In September 2024, then presidential...
Topics
Retiree health insurance (RHI) is increasingly rare, and even government employers – long a bastion for RHI – are cutting back. Little is known about the implications of this retrenchment, and particularly about the value that employees place on RHI…
Since the launch of ChatGPT in November 2022, AI’s potential impact on labor markets has been a growing worry. This concern has centered on the replacement of workers, with a special focus on younger…
This year’s Social Security Trustees Report has taken a major step towards offering a more realistic assessment of Social Security’s financial status. Unfortunately, the Trustees “offsetting” assumptions mask the full impact of their important changes…
CRR IN THE NEWS
MARKETPLACE
In this economy, it’s pretty common for parents (when they can) to give their children – even adult children – financial help. A recent study, however, looked at money flowing the other way – from children to parents.
CNBC
Artificial intelligence has prompted concerns that workers – particularly young professionals – could be replaced by advancing technology. Yet signs are emerging that older workers are also affected.
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Partnership with the Center for Retirement Research (CRR) provides instant access to valuable, independent research. In building a relationship with its supporters, the CRR seeks to gain their perspective on retirement income issues and to secure data to advance the goals of the CRR’s research programs. The Partnership Program offers the following benefits: Annual members…
PARTNERSHIP WITH JACKSON NATIONAL
This initiative identifies the major risks that people face as they approach retirement, seeks to understand their perceptions of those risks, measures the potential harm from the risks, and evaluates ways to mitigate them. These risks include: longevity, inflation, health, market, policy, and family. The CRR gratefully acknowledges Jackson National Life Insurance Company for supporting…
RETIREMENT PLAN ACCESS
The main reason that U.S. workers end up with inadequate retirement savings is that, at any given time, only about half of workers ages 25-64 are participating in an employer-sponsored pension (see Figure 1)…
Review a comprehensive list of policy options for changing Social Security, published by the program’s actuaries…
This newsletter highlights new research on married couples’ 401(k) saving, the latest on Social Security’s finances, and the impact of AI on older workers. Check out these briefs and more!…