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Many older adults will require some long-term care (LTC) later in life, with over half needing intensive support – often for an extended period. The resources required to meet such high-intensity, long-duration needs – either informal support from family members or paid formal care – can be substantial. The question is whether older adults understand…

Stethoscope on puzzle, solving the mystery of health care

Households approaching retirement face a wide variety of risks to their financial security.  They may live longer than planned and deplete their resources; they may experience unexpectedly high inflation; or they may receive unusually poor returns on their investments.  Equally consequential is the risk that households will face major expenses to cover medical and long-term…

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Many older adults will require some degree of long-term care (LTC) later in life, with more than half needing more intensive support, often for an extended period.  The resources required to meet such high-intensity, long-duration LTC needs – provided by family members or through paid formal care – can be substantial.  This paper addresses t…

One aspect of the pandemic that has persisted is the increased relevance of remote work.  This shift could help older people with disabilities, who might otherwise find it hard to get or keep jobs.  Indeed, this group has a higher employment rate post-pandemic than pre-pandemic…

The medium- and long-term effects of the COVID-19 pandemic are of continued interest to policymakers, advocates, and academics.  Given the importance of health in decisions to work, earn, and eventually claim OASI benefits, COVID may have long-term effects on programs SSA administers even well after the official end of the pandemic…

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Rethinking65

If your conversations about long-term-care costs and risks aren’t candid enough, you may not be getting through to clients.

Elderly people measuring their pulse with their fingertips at a long-term care facility

If you think you’ve saved enough for retirement, you may not be thinking about long-term care.